Quite Frankly, why wouldn’t you? Lime Inc Ltd has a comprehensive range of lenders as a Mortgage and Insurance broker . We come highly recommended and have years of experience doing what we do. So your in safe hands. We are also totally down to earth on hand and approachable. So get in touch.
You don’t. You could arrange a mortgage or insurance yourself using comparison sites and phoning up different banks. However, you won’t get qualified, experienced trusted advice and you will need to do all the work yourself. The chances are you are quite busy with work and family commitments, so not using a broker can potentially make the process far more complicated, longer winded and stressful.
We get this question a lot, and as you can imagine it depends on a lot of different variables. Income, credit, equity or deposit, age among other factors. We do aim to establish this for you very quickly and we can usually get you a figure the same day giving you a good starting point. We do have some useful tools on our website to help you work out how much a mortgage amount would cost a month though.
Absolutely not. We can do everything via phone, email and online meetings if this is more convenient for you. Or perhaps you don’t live locally. We are however happy to travel and we have many customers that live a long way from our base in Bristol that we successfully help on a regular basis.
Again a very difficult question to answer as each case is different, however here at Lime we are extremely efficient in our processing and we have great relations with the lenders we use so we can often secure a mortgage offer for our clients within a matter of days of meeting you for the first time. If the case is a little more complex or it takes longer to get the supporting documents from you then it will likely take longer.
Not usually. A broker will tend to liase with the estate agent in relation to the mortgage, but wont assist in negotiating it for you. That said,We are happy to assist you with this and can give you the support you need in ensuring you are getting the suitable value for money when you are buying a property.
To be honest, having a relationship with a trusted Mortgage and Insurance Broker is important regardless of your stage in life. Even if its just someone to ask questions of or assist in planning how to get you ready for a big lifestyle event like moving house, paying off some debt or planning the finance for a wedding.
Hopefully this page has been of use to you. We have simply added the most frequent questions that we get asked, but if you have a question, no matter how trivial or silly it may seem that isn’t listed above , please do just get in touch and ask.
You can contact us many ways. Either by phone, email us at hello@limecompany.co.uk, or use one of our social media platforms on Instagram, Facebook, or LinkedIn.
STAGE 1: Initial Meeting or discussion.
STAGE 2: We will undertake the research on your behalf to find the most suitable lender and product to meet your individual needs.
STAGE 3: We will present the recommendations back to you detailing all the facts about the product including charges, fees and individual features.
STAGE 4: Once you have confirmed that you are happy to proceed we will then applicate the product on your behalf, deal with the third party companies including insurer, estate agent and solicitor.
STAGE 5: We will monitor the progress of the application and keep you updated and informed. We are always on hand for any questions or queries that may arise during this time.
STAGE 6: Once the offer has been issued we will work closely with your solicitor and agent if necessary to ensure that the mortgage completes seamlessly for you.
STAGE 7: After mortgage completion we will continue to be on hand and available for any ongoing questions.
Company Number 15055067
FCA Number 1005545
LIME Inc. Ltd